Protect the money in your business.
Trade credit, employee benefits and business cover for Malaysian SMEs.
What one bad debt really costs
| Bad debt | RM 500,000 |
| Gross margin | 15% |
| New sales needed | RM 3,333,333 |
That’s the real number. Most finance directors have never done that sum on their own book.
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Get paid, even when your customer doesn’t.
If you sell to other businesses on credit terms, the money owed to you is 30 to 40% of everything your business owns, and probably the only asset you haven’t insured. Trade credit insurance covers it, and pays up to 90% when a customer goes bust or simply won’t pay.
Trade credit insurance →What we cover
Premises and projects
Fire & Property
Buildings, plant, stock and business interruption.
Contractors’ & Engineering Risks
CAR, erection all risks, plant and machinery.
Public & Product Liability
Third-party injury and damage, including multi-outlet schedules.
Money owed to you
Vehicles and goods
Commercial Motor & Fleet
Single vehicles through to full company fleets.
Marine Cargo
Goods in transit, import and export.
Your people
Group Personal Accident
Cover for your people, on and off site.
Employee Benefits
Group hospitalisation, group life and medical schemes.
Your company’s insurance department.
InsureWise Enterprise is a general insurance agency for Malaysian SMEs, with clients in plantations, manufacturing, solar and renewables, trading and services.
Before recommending anything, I review the policies you already have and keep what’s already right. Renewals are tracked so no cover lapses. Claims are followed through with the insurer until they’re paid.
Alan Teong, Founder, InsureWise Enterprise
alan@insurewise.myGet in touch
Tell me what you need covered.
Send a message and I’ll reply within one working day.